Acquire More Customers

Origination

Streamline your origination process and offer paperless lending anytime and anywhere with Zoot’s origination solution. Our comprehensive all-in-one solution helps financial institutions achieve excellence in multichannel application distribution. Zoot’s origination solution enables rapid and effective origination across multiple markets, segments and channels, with high-quality customer experience and optimised collaboration between borrowers, partners and lenders. With a complete automation process, considerably fewer resources are necessary to move existing applications through the system – freeing up your staff to concentrate on higher value-adding tasks.

Instant decisioning

Using real-time data, Zoot’s instant decisioning solution allows you to immediately gain an accurate picture of the financial health of your customers and calculate how much credit to extend. Offer credit to your customers under your own brand with a convenient, streamlined user experience. A robust, flexible set of decisioning capabilities and data assets can help deliver more relevant offers and improve responses across multiple channels. Whether you use an interface you’ve already built or a Zoot interface, you can easily integrate our solution to confidently approve customers while enhancing the customer experience. With Zoot’s instant decisioning solution you will quickly discover insights, make optimal decisions and execute innovative customer strategies.

Enterprise Cross-Sell ®

Increase wallet share and profitability of your existing customers with Zoot’s Enterprise Cross-Sell – a sophisticated technology solution that uses detailed segmentation techniques to gain a better understanding of customer behaviour. Connect offers to the right customer segments with automated campaign planning that lets you pull more relevant, intelligent, predictive lists. Pair that information with knowledge of the right opportunities and it’s a win-win situation – your customers are satisfied and you receive a quick, sustainable return on your marketing investments.

Merchant onboarding & monitoring

Manage your merchant relationships and mitigate risks with Zoot’s merchant acquisition and monitoring. Our solution also allows sub-second decisioning and a fully automated underwriting process – providing acquirers an efficient and seamless onboarding experience for all merchants – large and small.

Zoot also understands your challenge to identify the likelihood of risks, and mitigate losses while increasing portfolio volume. Our solution makes it easy to achieve a thorough understanding of the full spectrum of risks such as fraud, non-compliance issues, attrition and bankruptcy, as well as detect and track suspicious transactions. By being prepared for risk with an advanced system, acquirers can more confidently and ambitiously sign-up new merchants as the economy grows. On the other hand, even if economic conditions take a downturn, acquirers will be in a stronger position to reduce losses from risk presented by current merchant accounts.