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Innovation and Evolution: Key to Successful Technology Solutions

Innovation has been top of mind for Zoot since the day we opened our doors in 1990. Our philosophy is to apply what we’ve learned in the past to the challenges of the present in a constant [...]

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Origination Automation: Is There Low Hanging Fruit?

In a recent CEB TowerGroup webinar industry analyst Frank Bria stated that all the low hanging fruit of automation has already been accomplished. In a sense, this is certainly true. Banks have [...]

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Offers, Offers Everywhere, How to Drive Acceptance

We all receive those credit card offers by mail that proclaim balance transfers at zero percent interest, a free airline ticket just for signing up, cash back on all purchases, platinum status [...]

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Realtime Data for a Realtime Threat: Preventing Fraud in a Mobile World

Mobile is changing the way we live. Just as it has increased the frequency and immediacy of our communications (by being constantly plugged in to email, texting, social networks, etc.), it is [...]

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Common Sense in Realtime: Stopping Transactional Fraud

One of the top priorities for financial institutions today is fraud prevention and detection. It’s a topic all over the news and our clients are constantly looking for new ways to better manage [...]

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Fraud on the Attack: ID Theft

Fraud is an intentional perversion of truth in order to induce another to part with something of value, as defined by Merriam-Webster’s Dictionary. The cyber-attacks on companies like Citi and [...]