CreditCards.com
by Kelly Dilworth

Why shell out $400 a year or more just to carry a super premium credit card? It’s all about the perks, say some elite credit card and charge card holders.

“It’s more than just a credit card,” says Nessa Feddis, a senior vice president at the American Bankers Association. Many high-end cards come with exclusive perks — such as VIP airport lounge access and round-the-clock concierge services — that make life easier and more comfortable for cardholders, says Feddis. Elite cards also tend to be stocked with richer side benefits than lower fee cards, such as preferred VIP concert seating, access to ticket sales before they go public, luxury gifts and assistance with private jet rentals.

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