Zoot’s Motor and Asset Finance Platform

Preconfigured Lending Journeys Across the Automotive Ecosystem

Out-of-the-box configurable lending journeys for vehicles, fleets, and equipment – all on one platform. Configure once, launch in weeks, and keep pace with the needs of lenders, dealers, and borrowers.
Motor&Asset Platform Zoot

Preconfigured for Motor & Asset Finance

Start with ready-made templates for vehicle and equipment finance, based on proven industry best practices.

Flexible Setup and Control

Fine-tune settings through datastore and admin tools, giving you control without the headaches of complex reconfiguration.

Production-Ready in Under 90 Days

Go live in only a few weeks, with a complete lending environment designed to cut down long build cycles.

Ready-to-Use Lending Platform for Auto & Asset Finance

Designed for lenders, dealers, and borrowers in the motor and asset finance ecosystem, our platform helps you move from application to contract quickly and smoothly. Whether it’s vehicles, fleets, or equipment, you can digitise workflows with minimal setup and enjoy maximum flexibility to adjust as your business grows.

Digital Application & Workflow Management

Borrowers can apply for credit anytime, on any device — via responsive, branded front ends. At the same time, lenders stay in full control of workflows, pricing, and real-time updates, without relying on IT.

Real-Time Risk and Fraud Checks

Tap into internal systems and external data sources to perform identity verification, fraud detection, and risk assessment in real-time.

Automated Credit Decisions

Use built-in decision logic to automate credit assessments at the point-of-sale. The system integrates with workflows, open APIs, and commission management for real-time offer delivery.

Underwriting Tools with 360° Visibility

Combine automation with human expertise. Our unified interface helps you manage applicant data, automate document generation, and maintain control over workflows and decision policies.

Digital Contract Generation & E-Signature

Generate contracts directly in the platform and complete agreements with integrated e-signature. The process is fully digital and paperless.

Operational Agility for Motor & Asset Finance Teams

Faster End-to-End Lending Workflows

Prebuilt processes, covering application intake through contract signing, and real-time decisioning speed up the entire financing process from showroom to signature.

Built for Dealers, Trusted by Lenders

Our platform tools include self-service features, instant updates, and integrated commission handling to support dealer-led and direct-to-consumer channels.

Smarter Decisions, Lower Risk

Automated risk logic, real-time data checks, and fraud detection provide comprehensive oversight at every stage of the lending journey.

Easy Configuration, Zero Downtime

With admin tools and Datastore, you can update pricing, policies, and workflows, without pausing your operations for downtime or developer intervention.

Lines of Business

Equipment Financing

Finance Lease

Two-Wheeler Loan

Commercial Vehicle

Earth Movers

Operating Lease

Auto Loan

Fleet Finance

Tractor Loan

EV’s

Green Light More Loans, Faster.

See how Zoot’s platform helps you power fast, seamless lending across vehicles, fleets, and equipment.