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ACQUIRE CUSTOMERS

Deploy an agile, composable and modular origination solution to realise lending strategy

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INCREASE PROFITABILITY

Achieve rapid time to market with a Low-Code, Low-Integration, user controlled system

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IMPROVE WORKFLOW

Develop efficient lending processes with fully integrated application input, decisioning and case management

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RETAIN CUSTOMERS

Realise the true potential of delivering strategies meeting the needs of your existing customers

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Loan Origination

Digitalised loan origination delivers great customer experience, maximises the rate of automated lending decisions and makes any manual intervention as efficient as possible.

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Automotive Lending

Built to meet the needs of motor finance lenders, this solution enables rapid decisions to keep customers, dealers and brokers happy, as well as regulators.

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Asset Finance

Streamline heavy manual involvement in decision making with world class process and decision automation using the best data sources.

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Merchant Acquisition and Onboarding

Manage the complexity of compliance, risk, regulation and scheme requirements to minimise onboarding times whilst controlling the risk of the merchant portfolio.

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Data and Services Acquisition

Rapidly integrate new and better data services, both traditional and alternative, and make smarter use of the data to reduce losses and generate higher profits.

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Credit Decisioning

End-to-end credit decisioning and workflow built using our Low-Code, Low-Integration, drag and drop technology enables faster, smarter decisions.

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Enterprise Cross-Sell

Improve customer experience, increase retention, and organise sales initiatives with our enterprise cross-sell solution. Learn how it helps to drive revenue growth.

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Fraud Detection Solution

Simplify the integration of fragmented fraud detection services with Zoot’s SaaS fraud detection solution built into origination or customer management.

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Supporting the entire customer lifecycle

engagement
market

Differentiate products and services with personalised offers.

Effectively target prospects and minimise lead generation challenges.

Win opportunities that matter and maintain a competitive edge.

decision

Streamline the application experience and orchestrate internal and external data.

Automate IDV, risk assessment and maintain compliance.

Improve the origination processes and reduce onboarding friction.

service

Empathise with customer needs and create rewarding experiences.

Collect and analyse data, focus on customer retention and construct collection strategies.

Establish loyalty and drive new revenue.

zoot solutions
prescreen
prequalification
origination
cross-sell
account management
data and rules orchestration
engagement
market

Differentiate products and services with personalised offers.

Effectively target prospects and minimise lead generation challenges.

Win opportunities that matter and maintain a competitive edge.

decision

Streamline the application experience and orchestrate internal and external data.

Automate IDV, risk assessment and maintain compliance.

Improve the origination processes and reduce onboarding friction.

service

Empathise with customer needs and create rewarding experiences.

Collect and analyse data, focus on customer retention and construct collection strategies.

Establish loyalty and drive new revenue.

zoot orchestrated data
internal data
bureaus
consumer non-traditional credit
consumer credit & services
enhanced customer acquisition
id verification, fraud prevention, fraud verification
booking, documents creation, letters

Trusted by Leading Brands

LOGO Vanquis Banking Group
LOGO Belmont Green
LOGO Deutsche Leasing
LOGO MannIsland
LOGO PAYONE
LOGO Shawbrook
LOGO Investec
LOGO Ricoh
LOGO Valitor
See the testimonials

Why work with Zoot?

Our value proposition

Our Low-Code, Low-Integration technology in the hands of empowered customers results in the lowest total cost of ownership. Rapid time to market delivers more for the same resource. Rapid implementation of new and enhanced decisioning realises the value of your strategies with the least delay.

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3 of the 5 largest banks
3 of the largest retail finance providers
4 of the top 10 credit card issuers
2 of the top 5 merchant acquirers
4 top auto lenders
4 of the world’s largest fintechs

Our Library

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Download White Paper

Co-written with Finativ, read about key developments in Motor Finance

White Paper
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Latest Thoughts

Low-Code, Low-Integration – the route to realising strategy benefits

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End-to-End Digital Lending Solutions

Our consumer and B2B cloud lending solutions allow lenders to digitalise and automate the lending process to make better and faster decisions with fully integrated access to data and flexible workflow management. From third party data acquisition to decisioning to case management, lenders only need a single supplier with our online lending platform.

Innovative banks, business lenders, fintechs, e-lending solutions, asset and motor finance providers as well as leading credit card issuers rely on Zoot for their flexible lending solutions. Our end to end lending software delivers insight from data and supports lenders in establishing and maintaining a smart and efficient digital lending strategy.

Consumer and B2B lending solution

Zoot’s modern lending platform is an enabler for both consumer and commercial lending solutions. The agility of the service ensures it will never hold you back. Zoot’s platform works seamlessly to optimise access and use of data alongside the rapid application and management of your lending policy. Our value lies in providing speed and flexibility across three key pillars (1) technology, (2) data and (3) lending policy.

Our customers benefit greatly from this model. It offers a digital-first approach with fully customisable components, flexible and fast integration and robust security, as well as improved customer interaction and successful partner collaboration.

The adoption of dedicated digital lending software helps in the delivery of uninterrupted digital lending journeys and a consistent user experience. Banks and financial institutions use our digital loan origination software to make digital lending faster, more agile, secure and efficient.

What is digital lending software?

Digital lending software is a technology that helps financial institutions to increase their efficiency and loan profits while also delivering better service. Potential borrowers can apply for loan products using this flexible and effective cloud lending solution from any device and from any location. The digital lending platform connects borrowers with lenders to provide rapid loan applications, a wide range of loan products, and a seamless customer experience. Our leading cloud lending technology helps financial institutions adapt to the modern banking IT environment without the headache of multi-vendor integration

Why use a cloud lending solution?

When compared to the legacy systems, a cloud lending solution saves time in development, maintenance and deployment to deliver solutions quickly. It automates loan servicing operations, resulting in cost-efficient, streamlined workflows, with improved client service, and improved profitability. 

Exploiting advanced analytics of choice and purpose-built processes and infrastructure to create their AI lending platform, lenders can make decisions instantly and use risk-adjusted pricing to raise the efficiency. The review of borrowing capacity, the calculation of credit scores, and the processing of personal data are all automated with an online lending platform. This powerful technology ensures a smooth customer journey and staff touch-time reductions to yield operational-efficiency gains. 

Zoot’s lending software benefits

Our main value is the digital transformation of loan operations using the newest fintech technologies. 

Zoot Solution offers all-in-one system for everything:

  1. Digital application journey
  2. Credit decisioning and workflow management
  3. Ease of access to data
  4. Underwriting screens
  5. User controlled datastore real-time change capability
  6. Contract generation
  7. Product configuration
  8. Pricing calculation
  9. Document generation
  10. E-signature
  11. Operational reports

Our end to end lending software has a number of advantages

  • Low total cost of ownership (internal/supplier time reduced a minimum with Zoot)
  • Empowered and have full control over every module.
  • Transparency
  • Time to market (respond to market needs, no need for stand-alone sizing/pricing/work orders)
  • Access to any API enabled data provider.

Our future-proof cloud lending solutions drive digital transformation, to improve cost efficiency, maintenance, and security.

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