DIGITAL ONBOARDING & CUSTOMER JOURNEY

Intuitive. Responsive. Intelligent.

Deliver smarter digital onboarding and user experiences with fully configurable applications. Zoot lets you design responsive journeys with embedded decision logic, document generation, and real-time automation—controlled by your business, not a backlog.
Digital onboarding Zoot
Trusted by financial service providers of all sizes across Europe and beyond.

Responsive Journeys

Deliver a consistent experience on desktop, tablet, or mobile. Zoot’s responsive framework ensures every journey looks and performs its best, whatever the device.

Embedded Intelligence

Integrate business logic and product rules into the interface itself. From pricing calculations to offer generation, every interaction becomes smarter and
more efficient.

Intuitive Interfaces

Give your users a guided, branded journey from start to finish. Design modern applications that improve conversion, reduce friction, and simplify onboarding.

Design and Decide Without Boundaries

Zoot removes the divide between your front-end experience and back-end intelligence. Create responsive, on-brand journeys that seamlessly integrate data access, risk logic, and workflow automation. No handovers, no delays—just control, consistency, and speed across the entire process.

Create Seamless, Intuitive Experiences That Convert

Zoot empowers financial service providers to deliver modern digital journeys for both customers and internal teams. From front-end onboarding to internal case review screens, everything is designed to feel connected, responsive, and effortless.

Mobile-first, modern application design

Branded, business-owned front-end modules

Integrated digital document creation and signing

UX enhancements that reduce drop-off and improve satisfaction

Embed Intelligence Into Every Application Flow

Zoot allows you to embed pricing rules, product eligibility, and next-step
triggers directly into the UI. No separate system needed. Offer generation,
cross-sell logic, and real-time response are built in, making your digital journey more powerful and effective.

Real-time pricing, product matching, and cross-sell logic

Built-in commission and incentive calculations

Dynamic contract creation with e-signature support

Direct integration with leading signing providers

Agile Customer Journey Management

With Zoot, your business teams can launch, update, and control digital application flows without technical bottlenecks. Drag-and-drop tools make it easy to adapt to market changes or compliance updates—keeping your journeys future-proof.

Configure application flows without developer input

Manage UI, workflows, and decisioning from a single platform

Tailor interfaces for customers and internal users

Speed up product launches and reduce IT dependency

Clients

Build better, launch faster

Build great products, faster
than ever

350

Data Sources Integrated

80%

Faster Data Integration

< 1 sec

Average Data Response Time

90%⁺

Reduction in Manual Data
Handling

Zoot’s Technology | Webrules® |
A Powerful Business Rules Engine

WebRules® supports dynamic, no-code control over decision flows, logic, and applications. Built on a composable framework, it gives your teams the ability to configure, test, and scale digital experiences without IT overhead.

Low-Code Interface

Build rules without needing developers

Custom Rules & Workflows

Adapt to your business logic quickly

Composable Architecture

Plug-and-play integration with full flexibility

Frequently asked questions

What makes Zoot’s digital onboarding solution different from other providers?

Zoot combines intuitive front-end design with embedded business logic and real-time automation—all within a single platform. This means you can create seamless, branded digital onboarding experiences that improve conversion rates and reduce drop-off, without relying on IT or third-party systems.

Can Zoot’s customer journey platform be tailored to our specific lending products and processes?

Absolutely. Zoot’s customer journey platform is fully configurable, allowing you to tailor every screen, decision point, and workflow to your specific lending criteria, risk strategy, and branding. Whether you’re offering personal loans, auto finance, or BNPL, the platform adapts to your business—without coding delays.

How does Zoot improve the customer experience in lending?

By connecting data, decision logic, and user experience in one unified flow, Zoot enables faster, more transparent lending decisions. From mobile-first applications to instant eligibility checks and dynamic contract generation, Zoot empowers lenders to deliver smoother, more responsive customer experiences.

How easily can Zoot integrate into our existing systems and processes?

Zoot is built for seamless integration. With hundreds of pre-built data connections and flexible API options, our platform fits easily into your existing ecosystem—supporting everything from core banking and CRM systems to third-party data and e-signature tools.

Use Cases

Zoot supports fast-moving financial teams. See how leading financial service providers leverage Zoot’s platform to solve complex challenges and drive growth.

Consumer Lending

Mortgage Lending

Merchant Onboarding

Credit Card Origination

Buy Now, Pay Later

Smarter Journeys Start Here

Let’s connect and simplify how you onboard, decide, and grow.