FRAUD PREVENTION & DETECTION SOFTWARE
Targeted. Adaptive. Insightful.
Stay ahead of evolving threats with precision fraud strategies that protect every stage of the customer journey. Zoot helps you detect, prevent, and respond to fraud in real time without disrupting trusted customer interactions
Trusted by financial service providers of all sizes across Europe and beyond.
Targeted Defense
Detect fraud at the point of onboarding. Zoot flags synthetic identities, high-risk profiles, and suspicious patterns early. Reduce false positives while protecting your portfolio from day one.
Insightful Evaluation
Go beyond surface-level checks. Zoot combines behavioural analytics and real-time data to reveal hidden fraud signals and support better decisions.
Adaptive Controls
Update fraud strategies instantly to counter new threats. Change rules and logic on the fly without interrupting operations or delaying approvals
Fraud changes fast. Your tools should keep up
Zoot gives you control over detection, decisioning, and action in one platform. Stop fraud before it starts, reduce operational losses, and approve more genuine customers without sacrificing speed or compliance.
Streamlined Onboarding. Smarter Screening.
Prevent first-party, third-party, and synthetic identity fraud from the start. Zoot adds real-time verification and data analysis into your onboarding flow, creating a secure experience that doesn’t slow down real customers.
Real-time ID checks to detect fake or synthetic identities
Smart alerts that reduce false positives and improve accuracy
Consistent fraud checks across POS, mobile, and online channels
Automated decisioning with fewer manual reviews
Protect Revenue. Accelerate Opportunity.
Fraud causes financial loss and slows innovation. Zoot embeds detection into your workflows, so you can confidently approve more good customers while keeping bad actors out.
Real-time fraud detection integrated into lending workflows
Fully configurable rules to suit your risk strategy
90+ data sources for a complete view of applicant risk
End-to-end visibility of fraud cases and outcomes
Faster decisions and less customer friction
Smarter Detection.
Faster Response.
As fraud evolves, so should your systems. Zoot supports AI, predictive analytics, and flexible rules to help you respond fast without waiting on development cycles.
Effortless Predictive models, anomaly detection, and network analysis
AI integrations through Zoot’s partner ecosystem
Simple rule edits using WebRules Builder
Clear audit trails and compliance visibility
Easy integration into your existing systems
Clients
Build better, launch faster
Build great products, faster
than ever
350
Data Sources Integrated
80%
Faster Data Integration
< 1 sec
Average Data Response Time
90%⁺
Reduction in Manual Data
Handling
Zoot’s Technology | Webrules® |
A Powerful Business Rules Engine
Built on composable architecture, WebRules® provides the flexibility to independently develop rules, logic and workflows by pulling in components from a central location.
Low-Code Interface
Visual builders and pre-built components allow business users to create and modify web applications without deep technical knowledge.
Custom Rules & Workflows
Define complex business rules, decision trees, and automated workflows that respond to user inputs and external data in real-time.
Composable Architecture
Mix and match components to create custom applications that perfectly fit your business needs, with the flexibility to evolve over time.
Frequently asked questions
How does Zoot detect fraud during digital onboarding?
Zoot integrates real-time ID verification, behavioural analytics, and third-party data checks directly into the onboarding journey—helping you identify synthetic identities and high-risk applicants without disrupting genuine users.
Can we adapt fraud detection rules without involving developers?
Yes. With Zoot’s low-code tools, your risk teams can instantly adjust fraud rules, thresholds, and workflows—keeping defences current without waiting on IT or development cycles.
How does Zoot help balance fraud prevention with a smooth customer experience in lending?
Zoot’s platform reduces false positives and automates low-risk decisions, enabling faster approvals for trusted customers—so you can stop fraud without sacrificing speed, satisfaction, or conversion rates.
What types of fraud can Zoot help prevent?
Zoot supports detection of first-party, third-party, and synthetic identity fraud across all channels—whether it’s online, in-branch, mobile, or point-of-sale—protecting the full customer journey.
Use Cases
Zoot supports fast-moving financial teams. See how leading financial service providers leverage Zoot’s platform to solve complex challenges and drive growth.
Consumer Lending
Mortgage Lending
Merchant Onboarding
Credit Card Origination
Buy Now, Pay Later
Power Seamless Integration — from Data to Decision
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