Banks
Faster Lending. Lower Risk. Full Control.
Zoot helps banks automate credit decisions, onboard customers instantly, and stay fully compliant, without sacrificing oversight or agility.
Faster, Smarter Decisions
Automate credit, fraud, and KYC checks in real time. Deliver faster lending decisions with fewer manual reviews.
Agile Lending Tools
Adjust decision flows, risk rules, and onboarding journeys with intuitive, low-code tools. No developer delays. No vendor lock-in.
Built-In Risk Control
Tap into 300+ data sources for quick affordability, identity, and risk checks. Make every decision more accurate, auditable, and secure
Fast, Compliant Lending. Zero Trade-offs.
Staying fast and compliant isn’t getting easier: regulations shift, risk evolves, expectations rise. Legacy systems and scattered data make it harder for banks to keep up, let alone stay ahead. That’s where Zoot comes in. We help banks simplify the credit journey, cut delays, and stay in control, no matter how fast the landscape moves.
Make Onboarding Feel Effortless
First impressions matter. We help banks welcome customers with fast, secure sign-ups by using built-in ID checks and consent flows that feel easy, not endless.
Customer Onboarding
Bring Your Data Together, Fast
Decisions get sharper when your data talks to each other. We connect credit, open banking and registry feeds, so you get the full picture when it counts.
Data Integration
Spot Fraud Before It Strikes
Fraud isn’t always loud. We help banks catch subtle patterns—like lookalike IDs or suspicious application patterns—before they turn into losses
Fraud Protection
Rethink How You Manage Risk
Lending feels safer when you trust your models. We help you adjust risk strategies fast by using fresh data and tools that adapt to changes in income, spending, or affordability.
Risk Management
Move Faster. Lend Smarter.
Launching a new offer? Tweaking a credit rule? Our low-code tools put control in your hands, so you’re not waiting on dev cycles to stay competitive.
Lending Automation
Help Underwriters See The Full Story
Some decisions need more than a score. We surface the right docs, flags, and data, so underwriters spend less time digging, and more time deciding.
Underwriting Workflow
Lending Solutions That Scale With You
Whether you’re streamlining onboarding, optimising credit decisions, or launching new lending journeys, Zoot gives banks the flexibility and control to grow smarter.
Consumer Lending
Speed up the entire loan origination process, from onboarding to decision, with instant decisions, compliance checks, and workflow automation.
Credit Cards
Speed up card origination with real-time decisioning, automated checks, and seamless contract generation.
SME Lending
Tackle complex business applications with AI-powered decisioning and low-code rule control for rapid approvals.
Mortgage Lending
Accelerate approvals, reduce manual work, and easily adapt to local compliance requirements while giving applicants faster answers and a smoother journey.
Tap Into the Data Behind Every Smart Decision
Zoot’s platform integrates with over 300 data sources, providing banks with access to real-time insights for secure credit, fraud, and compliance decisions across all lending products.
Ready to automate, approve, and outperform?