Leasing
Lease Smarter. Decide Faster. Scale Securely.
Zoot helps leasing providers onboard customers faster, approve applications automatically, and keep risks in check, across vehicles, equipment, and tech finance.

Seamless Leasing Across Channels
Keep the lease journey smooth with flexible workflows that support in-house teams, brokers, and external partners.

Empowered Product Teams
Give your business teams low-code tools to launch, test, and tweak new leasing journeys. No IT wait times, no vendor lock-in.

Tailored Asset Finance
Create leasing processes for the asset, the applicant and the market, whether you’re dealing with vehicles, equipment, or tech.
Leasing Is Complex. Your Decisions Don’t Have to Be.
Manual onboarding. Endless paperwork. Complex, asset-specific underwriting. Leasing teams face real friction, and fragmented processes slow things down, frustrate customers, and put deals at risk.
Streamline Leasing Onboarding
Our pre-built onboarding journeys combine ID verification, e-docs, and consent capture in one flow, so you can onboard personal and commercial leasing customers, without the paperwork pile-up.
Leasing Onboarding
Connect to 300+ Data Sources
Our single API connects to credit bureaus, business registries and fraud sources to help you verify applicants and assess eligibility by using up-to-date identity, credit, fraud, and business data.
Data Integration
Prevent Fraud with Confidence
Catch fraud before it costs you. Built-in KYC, KYB, AML, and behavioural checks run in real time, flagging risk without slowing down the journey.
Fraud Prevention
Smarter Risk Decisions, Faster
We blend credit, affordability and regulatory logic into one decision flow, which gives you consistent, automated lease approvals that adapt to your policies.
Risk Management
Launch, Tweak, Repeat
Control every part of your leasing journey. Your product teams can use our low-code tools to build, adjust, and launch workflows without IT delays.
Journey Automation
Handle Exceptions With Clarity
Give underwriters full context and clear audit trails. We bring documents, risk signals and case history into one screen so underwriters for streamlined reviews and speedy approvals.
Case Management
Smarter Leasing for Vehicles,
Equipment, Tech & More
Zoot supports leasing providers across vehicles, equipment, tech, and more with intelligent workflows that scale and adapt.
Vehicle & Fleet Leasing
Speed up underwriting with automated risk scoring, digital business verification, and compliant workflows. Get merchants approved and selling faster.
Equipment & Machinery Finance
Automate onboarding and underwriting for construction, industrial, and agricultural asset leasing.
Technology & Device Leasing
Support high-volume leasing of IT and consumer tech products with instant decisions and identity checks.
Tap Into the Data Behind Every Smart Decision
Zoot’s platform integrates with over 300 data sources, providing banks with access to real-time insights for secure credit, fraud, and compliance decisions across all lending products.
Say Yes to Smarter Leasing, From Day One
Let’s help you streamline approvals, onboard faster, and grow with confidence.