Zoot’s Motor and Asset Finance Platform
Preconfigured Lending Journeys Across the Automotive Ecosystem
Out-of-the-box configurable lending journeys for vehicles, fleets, and equipment – all on one platform. Configure once, launch in weeks, and keep pace with the needs of lenders, dealers, and borrowers.

Preconfigured for Motor & Asset Finance
Start with ready-made templates for vehicle and equipment finance, based on proven industry best practices.

Flexible Setup and Control
Fine-tune settings through datastore and admin tools, giving you control without the headaches of complex reconfiguration.

Production-Ready in Under 90 Days
Go live in only a few weeks, with a complete lending environment designed to cut down long build cycles.
Ready-to-Use Lending Platform for Auto & Asset Finance
Designed for lenders, dealers, and borrowers in the motor and asset finance ecosystem, our platform helps you move from application to contract quickly and smoothly. Whether it’s vehicles, fleets, or equipment, you can digitise workflows with minimal setup and enjoy maximum flexibility to adjust as your business grows.
Digital Application & Workflow Management
Borrowers can apply for credit anytime, on any device — via responsive, branded front ends. At the same time, lenders stay in full control of workflows, pricing, and real-time updates, without relying on IT.
Real-Time Risk and Fraud Checks
Tap into internal systems and external data sources to perform identity verification, fraud detection, and risk assessment in real-time.
Automated Credit Decisions
Use built-in decision logic to automate credit assessments at the point-of-sale. The system integrates with workflows, open APIs, and commission management for real-time offer delivery.
Underwriting Tools with 360° Visibility
Combine automation with human expertise. Our unified interface helps you manage applicant data, automate document generation, and maintain control over workflows and decision policies.
Digital Contract Generation & E-Signature
Generate contracts directly in the platform and complete agreements with integrated e-signature. The process is fully digital and paperless.
Operational Agility for Motor & Asset Finance Teams
Faster End-to-End Lending Workflows
Prebuilt processes, covering application intake through contract signing, and real-time decisioning speed up the entire financing process from showroom to signature.
Built for Dealers, Trusted by Lenders
Our platform tools include self-service features, instant updates, and integrated commission handling to support dealer-led and direct-to-consumer channels.
Smarter Decisions, Lower Risk
Automated risk logic, real-time data checks, and fraud detection provide comprehensive oversight at every stage of the lending journey.
Easy Configuration, Zero Downtime
With admin tools and Datastore, you can update pricing, policies, and workflows, without pausing your operations for downtime or developer intervention.
Lines of Business
Equipment Financing
Finance Lease
Two-Wheeler Loan
Commercial Vehicle
Earth Movers
Operating Lease
Auto Loan
Fleet Finance
Tractor Loan
EV’s
Green Light More Loans, Faster.
See how Zoot’s platform helps you power fast, seamless lending across vehicles, fleets, and equipment.