Merchant Onboarding
Simplify Onboarding, Strengthen Compliance.
Digitise every step—from fast, compliant merchant onboarding to continuous review and risk monitoring—with Zoot’s integrated merchant onboarding solution.
Onboard Merchants Faster
Digitise onboarding processes so you can approve within minutes, not days
Streamline Complex Reviews
Simplify manual case management with our collaborative workflows and full audit oversight.
Manage Risk in Real Time
Verify merchants automatically by using our integrated KYB, UBO, AML, and blacklist screenings to protect your business and meet regulations.
Digital Merchant Onboarding Features
Our platform helps acquirers and payment facilitators move quickly without cutting corners, combining fast digital onboarding with smart risk and compliance checks.
Digitise and Simplify the Onboarding Experience
Guide merchants through a fully digital onboarding journey with flexible workflows designed to fit your specific channel, risk level, and jurisdiction. This means:
Fast, tailored onboarding experiences
Simplified application flows that are easy to complete
Automated document capture and real-time pre-screening
Say goodbye to friction and hello to fast-track approvals, all from one easy-to-manage platform.
Detect and Prevent Risk Instantly
Automate essential checks for compliance and risk teams by using trusted third-party data, backed by built-in policy rules and risk scoring. This helps your team:
Run KYC, KYB, UBO, AML, and blacklist checks automatically
Detect risks early with smart compliance logic
We flag issues early, protecting your business from fraud and reputational damage.
Handle Exceptions with Built-In Teamwork
When automation can’t cover everything, our integrated case handling steps in, so complex cases don’t slow your compliance and underwriting teams down. With our platform, you get:
Collaborative underwriting across teams
Real-time escalation for faster decisions
Structured workflows in a single, unified view
Monitor Risk Continuously and Automatically
Help risk teams stay compliant long after onboarding with in-life reviews that run on the same trusted logic and data, and backed by full audit oversight. This means:
Ongoing risk control with real-time checks
Efficient reporting and end-to-end audit trails
Less manual effort and a lighter regulatory load
Zoot’s Preconfigured Industry Solution | Merchant Onboarding & Ongoing Review
Our merchant onboarding solution delivers predefined workflows, case management paths, and integrated risk screening, helping acquirers and PSPs onboard merchants rapidly and cut down on manual work.
Prebuilt Onboarding Flows
Handle data collection, document submission, and automated risk flags with out-of-the-box onboarding flows.
Proven Risk Checks
Screen for AML, fraud, and sanctions with prebuilt logic you can easily adjust to match your compliance policies.
Integrated Data Connections
Plug straight into business verification tools, AML databases, and KYB providers with ready-to-use integrations.
Why choose Zoot?
80% Faster Onboarding
100% Workflow Oversight
99.99% Platform Uptime
Digital Merchant Onboarding Built for Your Industry
Payments
See how we help acquirers and payment facilitators onboard merchants faster, and stay fully compliant.
Retail & E-Commerce
See how seamless, branded digital lending can boost conversions and customer loyalty in retail and ecommerce.
Start Simplifying Your Merchant Onboarding Today
Let’s build trust faster with automation built for acquirers.