UNIFIED PLATFORM FOR INTELLIGENT DECISION AUTOMATION
Design, Connect, and Decide – One Platform. Total Control.
Give your borrowers a smooth, digital journey and let your team approve the right loans faster with Zoot’s fully configurable consumer lending solution.

Build It, Launch It, Run It
Create rules, automate workflows, and connect your data in a single low-code interface, then launch it all instantly on a powerful engine built to keep things running smoothly.

Fast, Reliable, and Built to Scale
Run thousands of transactions per second in a dedicated cloud runtime, with built-in failover, parallel processing, and uptime that never dips below 99.99%.

Tools for Teams on Both Sides
Business users get the freedom to update decision rules and workflows without waiting on IT, while IT teams keep control of integrations, performance and scale.
A Platform That Covers the Full Decisioning Lifecycle
At its core, our platform gives you two powerful workspaces: one for building and testing, and one for running everything live. Together, they make it easier and faster to move from ideas to reliable production-grade execution.
Design and Build
Create and maintain logic, workflows, data structures, interfaces, and automation in a low-code environment. Test and tweak in real time with full version control and debugging.
Create and Configure
- Model business rules, workflows, UI, and integrations in one interface
- Drag-and-drop configuration of attributes, scorecards, processes, and decisions
- Map and model data visually
- Test, debug, and version changes instantly
- Design together with full visibility and audit trails
Execute and Operate
Execute those configurations instantly in a cloud-native engine that supports real-time decisioning, scales automatically, and keeps performance steady no matter the volume.
Execute and Scale
- Run in a resilient, cloud-based environment
- Execute decision logic, workflows, and services in real-time
- Stay protected with built-in security, monitoring, and automated failover
- Handles parallel processing, load balancing, and performance optimization at scale
- Connects easily to your systems, APIs, and 350+ external data sources
What You Can Build and Run on the Platform

Access & Connectivity
Connect securely to your own systems and hundreds of third-party services with ready-to-use APIs.

Decisioning Logic
Shape decisioning with business rules, scorecards, policy frameworks, or plug in your own machine learning models.

Data Acquisition & Orchestration
Bring data in from any source — real-time or batch — then map and transform it so it’s ready to power decisions.

User Interface Design
Design user-friendly screens and forms with simple drag-and-drop tools, no coding required.

Automation & Routing
Automate what happens next, by triggering actions, sending alerts, or calling services instantly based on your decision outcomes.

Audit & Governance
Stay in control with built-in versioning, testing, and full traceability for every change.
See How Zoot Drives Real-World Businesses
Explore how our platform transforms operations across key industries.
Capabilities That Power Your Decisions
Full Lifecycle Coverage
From design to deployment, configure application logic, workflows, and data sources in design-time, then launch them at scale in run-time in one unified platform.
Rapid Change Management
Update scoring models, rules, and interfaces directly in admin tools with full versioning, testing, and audit trails.
High-Performance Infrastructure
Rely on performance you can trust with our cloud-native infrastructure that is built for speed, resilience, and scale, handling thousands of transactions per second.
Built for Mixed Teams
Bring business and IT together on the same platform — analysts can design workflows, while IT ensures smooth integrations and performance.
Build Smarter. Deploy Faster. Scale with Confidence.
Let’s talk about how Zoot’s platform can help you take the next big step.