0

Mobile and Millennials: Adapting to Consumer Loan Behaviors and Serving the Underbanked

In a recent interview with American Banker Chief Editor, Marc Hockstein, Wells Fargo’s Senior VP of Community Banking Mary T. Mack said, “We’re changing the culture from sales to service.”  It is [...]

0

How Millennials are Changing the Lending and Borrowing Landscape

Zoot Partner Clarity Services Shares Insights on Millennial Loan Behavior Written By Susana Walls Vice President, Marketing at Clarity Services So long baby boomers, hello millennials! [...]

0

Blockchain: What’s Next? Protection for Titled Assets

Blockchain.  It seems to be the hottest buzzword in our industry right now.  But, what is blockchain?  Nobody can really define it clearly.  But hundreds, maybe even thousands have tried. [...]

0

Rethinking the Automation of Loan Underwriting

For years, banks have been automating inefficient steps in loan underwriting. Over time, more aggressive institutions have been able to automate the majority of the process—some have even been [...]

0

Is there a future for digital auto lending at the bank?

Earlier this month, I bought a new car and was underwhelmed by the financial side of the experience. After shopping online and never going into a dealership, my local bank was able to provide [...]

0

The Rise of the Attributes

It started subtly, but has been gaining momentum in recent months. Attributes, once obscure and little understood, are becoming more common and integral in lending processes. [...]

0

Origination Automation: Is There Low Hanging Fruit?

In a recent CEB TowerGroup webinar industry analyst Frank Bria stated that all the low hanging fruit of automation has already been accomplished. In a sense, this is certainly true. Banks have [...]

0

Automate Merchant Originations and Grow Wallet Share

The original impetus for loan origination systems and application processing was B2C and involved FI’s strategically finding ways to grow the sheer number of consumers in their portfolios.  [...]