Our loan origination solution improves customer engagement, operationalises risk analysis, and maximises profitability. Whether we are dealing with loan origination for SMEs, large commercial companies or consumers, our user-friendly cloud digital origination solution allows the signing of more loans in less time and with less staff. Even with your own documents and methods, automating much of the origination process helps you achieve better efficiency.
Loan origination made simple with our platform
Our fully integrated origination technology truly streamlines your financial institution’s loan origination process from data to decision to offer. It removes the headache of integration of components from multiple loan origination system vendors reducing the cost of implementation and ongoing maintenance as you change and add functionality.
Comprehensive loan origination platform
Zoot offers industry-leading origination technologies that improve efficiency and lower costs at every stage of the loan process
Unlike other loan origination system vendors we provide a comprehensive suite of digital origination tools to meet the needs of a wide range of lenders, allowing them to streamline their lending operations while also strengthening their customer relationships. This is true whether you are looking to replace commercial, mortgage or consumer loan origination software.Â
Comprehensive digitalisation of processes to automate decisions and workflows and integrate paperless processing delivers the efficiencies you need to scale your business.
Automated processing and evaluation reserves human expert review for complicated, high-value cases thanks to the implementation of segmentation by customer data, risk, policy, and complexity. Employees can focus on client relationships, growing the business, and data analysis, driven from a single solution.Â
​​Entry application, external data acquisition, automated credit decisioning, integration with internal core systems, documentation and task tracking, underwriting, reports, e-signatures and payments are available in all-in-one Zoot origination solution.Â
It’s simple to use, has a cloud-ready architecture, and can be configured to use any device. It also offers automatic onboarding and real-time credit decisions.
What does loan origination software mean?
With the implementation of a lender’s unique loan approval rules and risk analysis criteria, the loan origination system automates the loan origination process. This eliminates the need for human calculations and speeds up credit approval. Document verification, loan processing, credit approval, and loan sanctioning are all stages of the loan-service cycle that loan origination system manages and automates.
Our loan origination system offers the following features:
- Digital application journey
- Decisioning
- Data
- Underwriting screens
- Direct user control of datastore real-time change capability
- Contract generation
- Product configuration
- Pricing calculation
- E-signature
- Reports