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Building Attributes? Start with the Right Data

In a previous blog, I talked about how attributes are the cornerstone of decisioning policy and creating a centralized approach to attributes across all lines of business and channels is [...]

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Attributes: The Cornerstone of Sound Credit Policy

You’ve heard the term cornerstone before, right? The word comes from the concept of setting the first stone in the construction of a masonry foundation. It is the most important “brick” since it [...]

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Fraud on the Attack: ID Theft

Fraud is an intentional perversion of truth in order to induce another to part with something of value, as defined by Merriam-Webster’s Dictionary. The cyber-attacks on companies like Citi and [...]

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Automate Merchant Originations and Grow Wallet Share

The original impetus for loan origination systems and application processing was B2C and involved FI’s strategically finding ways to grow the sheer number of consumers in their portfolios.  [...]